Aghosh Programme Card
The Punjab government has revamped the Aghosh Programme 2026 under the Punjab Social Protection Authority (PSPA) and the Punjab Human Capital Investment Project.
This initiative supports pregnant and lactating women in 13 districts of Punjab to reduce stunting and improve maternal and child health through a Conditional Cash Transfer (CCT) model.
What is the Aghosh Programme 2026?
The Aghosh Programme is a financial assistance scheme designed to:
- Support pregnant women
- Improve child healthcare
- Encourage regular medical check-ups
- Reduce malnutrition and stunting
The programme provides phased financial support based on healthcare milestones.
Big Update: Faster Card Issuance System
Modern Digital Registration System
In 2026, the government introduced a faster and more efficient system for issuing Aghosh Programme Cards.
- Data is recorded through the Electronic Medical Record (EMR) App
- Biometric verification ensures transparency
- Registration is done at government health facilities
Instant Card Activation
The biggest improvement is:
- Card or digital account is activated immediately after the first antenatal visit
- No long waiting periods
- Reduced need for multiple office visits
Integrated Health Facility Services
All services are now centralized at:
- Basic Health Units (BHUs)
- Rural Health Centres (RHCs)
This makes the process easier and more accessible for women.
Aghosh Programme Card System
The Aghosh Programme Card is commonly linked with:
- HBL Konnect
- Khidmat Card system
This allows beneficiaries to receive and withdraw payments easily.
Withdrawal Method for Payment (Step-by-Step)
Beneficiaries can withdraw their payments through a simple biometric process.
Step 1: Payment Notification
- Receive SMS from the official government system when payment is credited
Step 2: Visit Authorized Agent
- Go to any HBL Konnect agent or biometric ATM
Step 3: Biometric Verification
- Provide your CNIC
- Give thumb impression for identity verification
Step 4: Cash Collection
- Receive your payment after successful verification
- Always collect a printed receipt
Aghosh Programme Financial Assistance Breakdown
Payment Milestones
Initial Registration
- Amount: Rs. 2,000
- Requirement: Registration through LHV
Antenatal Check-ups
- Amount: Rs. 12,000
- Requirement: Complete 4 scheduled visits at BHU/RHC
Safe Delivery
- Amount: Rs. 10,000
- Requirement: Delivery at government health facility
Child Vaccination & Care
- Amount: Rs. 14,000
- Requirement: Full immunization and Child Registration Certificate (CRC)

Total Financial Support
- Maximum support: Rs. 38,000
Eligibility Criteria
To qualify for the programme, you must:
- Be a resident of selected districts:
- Bahawalpur
- Muzaffargarh
- Bhakkar
- DG Khan
- Rahim Yar Khan
- Rajanpur
- Khushab
- Layyah
- Bahawalnagar
- Lodhran
- Kot Addu
- Taunsa Sharif
Registration Process
Where to Register?
You can register at:
- Basic Health Unit (BHU)
- Rural Health Centre (RHC)
- Tehsil Headquarters (THQ) Hospital
Required Documents
- Original CNIC
- Active mobile number
Official Portal; https://pspa.punjab.gov.pk/
Visit the official PHCIP website for complete details:
Key Benefits of the New System
- Faster card issuance
- Instant account activation
- Reduced physical visits
- Secure biometric verification
- Easy withdrawal process
Frequently Asked Questions (FAQs)
Q1: Is there any registration fee?
No, the registration and card issuance process is completely free.
Q2: How much financial assistance is provided?
Eligible mothers can receive up to Rs. 38,000 during pregnancy and early child care.
Q3: Can I register online from home?
No, registration must be completed in person at a government health facility for biometric verification and medical record entry.











